Insurance Audits

Running a business means dealing with more than just day-to-day operations. We help small business owners handle critical administrative tasks like insurance audits—so you stay compliant and avoid costly mistakes.

These tasks are often tedious and time-consuming, but they’re also essential. We manage the paperwork, gather the right reports, and handle communication on your behalf. That way, you can focus on your business instead of chasing deadlines and digging through old records.

Learn about our services

  • If you’ve received a workers’ comp or general liability insurance audit request, we’ll help you respond quickly and accurately. We provide the required payroll summaries, subcontractor payment details, and financial reports your insurance carrier needs to complete the audit. We’ll also help you understand any changes in your premium and review your records to avoid overreporting payroll or classifications.

  • Many insurance audits require proof of subcontractor payments and verification of 1099 status. We track subcontractor costs in your books throughout the year and ensure your records are complete with up-to-date W-9s and certificates of insurance. This helps prevent misclassification and protects you from being charged unnecessary premiums.

  • With a background in property & casualty insurance, though we are unable to sell policies or make specific recommendations due to legal limitations, we are always willing and able to review current coverages to check for compliance with current or future projects.

    One of the most common reasons for project proposals being rejected, specifically with government entities, is the RFP containing requirements for insurance coverages that the prospective contractor does not current carry. We can ensure that never happens so you can avoid tremendous missed opportunity costs.

Insurance audits can be stressful, time-consuming, and expensive if handled incorrectly. We take the pressure off by preparing accurate reports, tracking subcontractor details, and communicating directly with your insurance provider. We make sure you’re protected, compliant, and never overpaying.

If you’ve received an audit notice—or want to be ready before one arrives—schedule your free consultation today and let’s take care of it before it becomes a problem.